If you’re a homeowner and are contemplating any future endeavors that may require additional funding, look no further. A home equity line of credit (HELOC) can provide many advantages over other types of loans. Lower Interest Rates HELOC’s are secured against the value of your home and will offer lower rates than unsecured loans suchRead more
From our humble beginnings, Bank of Southern California’s mission has always been to make a difference in Southern California communities by providing the best in class resources and solutions to local businesses and organizations. Beyond our services, we also make it our responsibility to help fuel the growth, prosperity and wellbeing of our local marketsRead more
In support of National Cybersecurity Awareness month, Bank of Southern California is providing twelve techniques for keeping your mobile device safe and secure. Smart phones provide convenient access to personal email, bank and social media accounts. Unfortunately, they can also provide the same convenient access for criminals. To help keep you and your personal informationRead more
In conjunction with National Cybersecurity Awareness month, Bank of Southern California is sharing tips to help protect your business from email compromise scams. In these scams, cybercriminals gain access to an employee’s legitimate business email through social engineering or computer intrusion. They impersonate the employee and instruct others to transfer funds on their behalf. ToRead more
The average person will spend approximately 1/3 of their life at work, so it is safe to say that the workplace can have a huge impact on quality of life. Some of the challenges many individuals face are finding the time to integrate physical fitness into their daily routine and focusing on mental and emotional health.Read more
Even without a pressing need for increased funds, it could be the right time to consider applying for a greater small business loan. Whether you’re planning for further expansion with additional staff or greater office space to house more inventory, a small business loan can provide the capital you need to take your company toRead more
Healthcare, Dental and Veterinary professionals often have unique banking needs due to the complexity and unpredictability of the cash flow cycle. To help you succeed, Bank of Southern California has developed a list of valuable banking solutions, so you can focus on what matters most: your patients. Merchant Services With Merchant Services, you can acceptRead more
For businesses on the verge of growth, a Line of Credit can provide working capital to help meet short-term needs like payroll, inventory purchases, equipment repairs and more. As these types of loans continue to grow in popularity, we’ve identified several great advantages. 1. Improves Cash Flow A Small Business Line of Credit provides accessRead more
Small businesses have made invaluable contributions to local economies by bringing growth and innovation to their respective communities. Bank of Southern California has developed the accompanying Small Business Report. The Report highlights San Diego County’s economic outlook, employment opportunities and growth trends for local small businesses in the region. Download the full report: BSC Small Business Report SD 2019.
Bank of Southern California offers a wide range of financial services, including equipment financing to help maintain your business. With the support of our knowledgeable bankers and quick decision-making, equipment financing can offer many advantages for small business owners. What is Equipment Financing? As a one trillion-dollar industry in the United States, equipment financing isRead more