If you have dreams of opening and operating your own business, a great first step is writing out a business plan. This valuable document helps you by putting the details of your idea on paper and organizing the logistical and financial aspects of what it will take to launch your company. The Basics of theRead more
Whether you’re doing business across the country or in your hometown, utilizing Automated Clearing House (ACH) services to make and receive electronic payments can save you time and money. ACH services can be used for a variety of payments that occur regularly, helping to reduce strain on staff and resources. ACH services connect financial institutionsRead more
The COVID-19 Pandemic has caused many Americans to be fearful of catching the Coronavirus or spreading it to a loved one. Unfortunately, criminals have taken advantage of this fear and have attempted to profit through imitating Contact Tracers. When done legitimately, contact tracing is a useful tool run by the State Health Department and itRead more
As a business owner, you’re always looking for ways to save time and money. Below are two cash management services that can improve efficiency, save money, and create a safer way to deal with large sums of cash. Cash Vault Service Businesses that deal with large volumes of cash and the need for frequent depositsRead more
Businesses that are experiencing a period of reduced income can benefit from short-term financing using a Business Revolving Line of Credit (RLOC). Business Revolving Line of Credit A Business RLOC works similar to a loan, but offers more flexibility for the borrower. When getting approved for a RLOC, a business has a limit to howRead more
The traditional method of receiving paper statements from your bank has an easier, safer, and more environmentally friendly alternative. Most banks offer the option to obtain your statements electronically, sent direct to your email or made accessible online. Switching to eStatements is often simple and has many positive impacts for you and the environment. EnvironmentallyRead more
The CARES Act Paycheck Protection Program Loans can help provide small businesses with assistance to continue payroll during the COVID-19 emergency. The Coronavirus Aid, Relief, and Economic Security (CARES) Act has recently been passed by Congress to help small businesses that have been negatively affected by the recent COVID-19 pandemic. One option available is PaycheckRead more
Alternative Ways to Bank If you’re practicing social distancing and are unable to visit your bank’s local branch, there might be alternative ways for you to access your accounts. Many banks offer mobile and online banking where customers can access their funds anytime, anyplace. Often all you will need is a smart phone, or aRead more
Beware: Coronavirus Scams are on the Rise The recent news and events surrounding the Coronavirus have offered many challenges to our daily lives, one of which is the potential for scammers to take advantage of people’s emotions during these times. Cybercriminals may use email, fraudulent websites, or social media to exploit people searchingRead more
March is National Credit Education Month, and for both individuals and businesses, building and maintaining a solid credit score is important. After all, a strong credit score will help you be successful in areas ranging from renting property to applying for a loan. The following, are a few simple tips to help you or yourRead more