About Us

A growing commercial bank, established in 2001, Bank of Southern California, with headquarters in San Diego, CA, is locally owned and managed and offers a wide range of financial products to individuals, professionals, and small-to-medium sized businesses.

Southern California is home to a strong and growing business community made up of private companies and the successful entrepreneurs who run them. We celebrate this entrepreneurial spirit and are committed to providing our local businesses with the personalized banking solutions that they need to achieve their goals.

For over 20 years, Bank of Southern California has supported the communities in which we live and work. Our volunteering, community development lending and investments, and partnerships with local nonprofits help to address key needs across the many communities we serve throughout Southern California. Our 2022 Community Impact Report highlights the ways in which we are working to help individuals, families and businesses in our local communities, as well as ensure effective corporate governance and diversity representation within our workforce and Board of Directors.

  • Knowledgeable, Experienced Team

    Selected for their expertise, commitment, and professionalism, our team of professional bankers know Southern California business and can assist you with all of your banking needs.

  • Personal Service

    You work one-on-one with a personal banker, who is your point of contact and 100% dedicated to providing you with unparalleled service to streamline your banking experience and make your life easier.

  • Customized Solutions

    We offer all of the products and services of a large national bank, but as a local community bank, we can provide the added flexibility and creativity that guarantees the customized financial solutions that you need.

  • Responsive

    We know that time is your most precious commodity. When you have a question, concern, or need financial advice, we are ready to help and will always respond quickly and efficiently.

  • Financial Security

    As a well-capitalized bank in Southern California, you can rest assured that your money is safe and that we are protecting your financial interests.

  • Growing Strong

    In the past seven years, we acquired offices from Americas United Bank, Palm Desert National Bank, Mizuho Bank of California, AmericanWest Bank, El Paseo Bank, and Opus Bank. We currently operate eleven branches and continue to look for opportunities to expand our presence throughout the Southern California market.

What our clients are saying…

"Staff very friendly and helpful. All my needs are taken care of efficiently and quickly."

"It's the personal experience that sets the Bank apart from the rest with both personal and business accounts. The customer service is off the charts!"

"Friendly communication and sharing knowledge is important to me. This bank knows how to do both."

"Everyone I have dealt with is competent, supportive, and friendly. It is a pleasure to work with bank representatives that are well trained and able to focus on the needs of the customer."

"Opening the account was quick, easy, and handled efficiently."

"We have been clients for 20 years and never in our history have we ever had a moment where we didn't feel the Bank had our interests in mind in the relationship."

"We've been banking for years with bigger institutions and never have we encountered a customer service like the one at this branch."


  • Carlsbad

  • Del Mar

  • Downtown San Diego

  • Encino

  • Glendale

  • Irvine

  • La Quinta

  • Ramona

  • Rancho Mirage

  • Rancho Santa Margarita

  • Santa Clarita

  • West LA

  • Westlake Village


Office Hours: 9am - 5pm, Monday through Friday
3142 Tiger Run Court, Suite 107, Carlsbad, CA 92010
Phone: 760.599.7044 | Fax: 760.610.7927
Branch Service Manager: Sandy Apodaca

Del Mar

Office Hours: 9am - 5pm, Monday through Friday
12265 El Camino Real, Suite 210, San Diego, CA 92130
Phone: 858.847.4720 | Fax: 858.847.4701
Branch Service Manager: Mary Sandlin

Downtown San Diego

Office Hours: 9am - 5pm, Monday through Friday
1620 5th Avenue, Suite 120, San Diego, CA 92101
Phone: 619.849.5741 | Fax: 619.849.5760
Branch Service Manager: Jennifer Barraza


Office Hours: 9am - 5pm, Monday through Friday
16255 Ventura Blvd., Ste 1100, Encino, CA 91436
Phone: 818.933.7960
Branch Service Manager Kenny Harris


Office Hours: 9am - 5pm, Monday through Friday
801 N. Brand Blvd., Suite 185, Glendale, CA 91203
Phone: 818.637.7000 | Fax: 818.247.2693
Branch Service Manager: Karol Seas


Office Hours: 9am - 5pm, Monday through Friday
400 Spectrum Center Drive, Suite 100, Irvine, CA 92618
Phone: 949.766.3040 | Fax: 949.766.3099
Branch Service Manager: Morgan Ritzer

La Quinta

Office Hours: 9am - 5pm, Monday through Friday - ATM Available
47-000 Washington, La Quinta, CA 92253
Phone: 760.771.0654 | Fax: 760.771.9548
Branch Service Manager: Cecilia Higuera


Office Hours: 9am - 5pm, Monday through Friday - ATM Available
1315 Main Street, Ramona, CA 92065
Phone: 760.788.8788 | Fax: 760.789.5576

Rancho Mirage

Office Hours: 9am - 5pm, Monday through Friday - ATM Available
40101 Monterey Avenue, #H, Rancho Mirage, CA 92270
Phone: 760.834.6600 | Fax: 760.834.6620
Branch Service Manager: Cecilia Higuera

Rancho Santa Margarita

Office Hours: 9am - 5pm, Monday through Friday - ATM Available
22342 Avenida Empresa, Suite 101A, Rancho Santa Margarita, CA 92688
Phone: 949.766.3015 | Fax: 949.666.5428
Branch Service Managers: Con Vicente |Crystal Hernandez

Santa Clarita

Office Hours: 9am - 5pm, Monday through Friday
23780 Magic Mountain Pkwy, Santa Clarita, CA 91355
Phone: 661.362.6000
Branch Managing Director: Linda Miller

West LA

Office Hours: 9am - 5pm, Monday through Friday
1640 S. Sepulveda Blvd., Suite 130, Los Angeles, CA 90025
Phone: 310.627.5601
Branch Service Manager: Mouzone Boulden

Westlake Village

Office Hours: 9am - 5pm, Monday through Friday
875 S. Westlake Blvd., Suite 101, Westlake Village, CA 91361
Phone: 805.915.4590
Branch Service Manager Rodrigo Perez

Learn more about Bank of Southern California and how we can help you or your business succeed.
Banking Regulator

Office of the Comptroller of Currency | Western Division
1925 Palomar Oaks Way, Suite 202
Carlsbad, CA 92008

Registered Mortgage Loan Originators

Bank of Southern California > 1047084

  • Dangwillo, JoAnn > 641372
  • Olvera, Anna > 860393
  • Schaefer, Justin > 1713743