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Christy Majors, SVP | Desert Cities Business Banking Manager
Angela Henderson, VP | Branch Sales Manager
Luz Gonzalez, VP | Branch Sales Manager

Banking that Grows with Your Business

Checking Accounts

At Bank of Southern California, you have access to a wide range of checking accounts designed to make your business banking simpler and more convenient while providing you with control over your finances.

  • Basic Business Checking

  • Business Checking

  • Business Interest Checking

  • Business Plus Checking

  • Analyzed Business Checking

Justin Schaefer

Basic Business Checking

Basic Business Checking is a simple, affordable solution for businesses with a low level of transaction activity.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Business Checking

Business Checking is designed for businesses with a moderate level of transaction activity.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking
A Couple Learning About Business Interest Checking

Business Interest Checking

Business Interest Checking provides sole proprietors and non-profit organizations with the ability to earn interest on balances.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Business Plus Checking

Business Plus Checking is designed for businesses with a moderate-to-high-level of transaction activity and cash needs.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking
Bank of Southern California Offers a 1.25% Earnings Credit Rate

Analyzed Business Checking

Analyzed Business Checking is tailored for businesses with a high volume of transactions, higher balances, or advanced cash management needs. We offer one of the highest local earnings credit rates, which you can use to offset monthly service charges.

Account Benefits:

  • Account balances receive an earnings credit rate to offset normal banking activity charges
  • Multiple checking accounts can be combined into one consolidated analysis statement for review of balances and activity before charges are assessed

Mastercard® Debit Card

A MasterCard® Debit Card provides the convenience of a classic bank account without the need to write checks. This reduces the need to keep cash on hand, providing you with more security and less risk of loss or theft. Now our debit card comes with the additional benefits of EMV chip protection.

Bank of Southern California's Business MasterCard Debit Card
Want to learn more?

Contact us to learn how Bank of Southern California can help your business with all of its checking needs.