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Christy Majors, Desert Cities Business Banking Manager, Discussing a Checking Account with a Client
Christy Majors, SVP | Desert Cities Business Banking Manager

Banking that Grows with Your Business

Checking Accounts

At Bank of Southern California, you have access to a wide range of checking accounts designed to make your business banking simpler and more convenient while providing you with control over your finances.

  • Basic Business Checking

  • Business Checking

  • Business Interest Checking

  • Business Plus Checking

  • Analyzed Business Checking

A Woman Tracking Her Business Transactions for Basic Business Checking

Basic Business Checking

Basic Business Checking is a simple, affordable solution for businesses with a low level of transaction activity.

Account Benefits:

  • Free Debit MasterCard® BusinessCard
  • Free Online Banking
  • Access to Free Bill Payment
  • $50.00 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Account Features >

Tracking Business Transactions for Business Checking

Business Checking

Business Checking is designed for businesses with a moderate level of transaction activity.

Account Benefits:

  • Free Debit MasterCard® BusinessCard
  • Free Online Banking
  • Access to Free Bill Payment
  • $50.00 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Account Features >

A Couple Learning About Business Interest Checking

Business Interest Checking

Business Interest Checking provides sole proprietors and non-profit organizations with the ability to earn interest on balances.

Account Benefits:

  • Free Debit MasterCard® BusinessCard
  • Free Online Banking
  • Access to Free Bill Payment
  • $50.00 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Account Features >

Kt Duong, Business Relationship Manager, Knows All About Business Plus Checking

Business Plus Checking

Business Plus Checking is designed for businesses with a moderate-to-high-level of transaction activity and cash needs.

Account Benefits:

  • Free Debit MasterCard® BusinessCard
  • Free Online Banking
  • Access to Free Bill Payment
  • $50.00 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Account Features >

Bank of Southern California Offers a 1.25% Earnings Credit Rate

Analyzed Business Checking

Analyzed Business Checking is tailored for businesses with a high volume of transactions, higher balances, or advanced cash management needs. We offer one of the highest local earnings credit rates, which you can use to offset monthly service charges.

Account Benefits:

  • Account balances receive an earnings credit rate to offset normal banking activity charges
  • Multiple checking accounts can be combined into one consolidated analysis statement for review of balances and activity before charges are assessed

Account Features >

Mastercard® Debit Card

A MasterCard® Debit Card provides the convenience of a classic bank account without the need to write checks. This reduces the need to keep cash on hand, providing you with more security and less risk of loss or theft. Now our debit card comes with the additional benefits of EMV chip protection.

Bank of Southern California's Business MasterCard Debit Card
Want to learn more?

Contact us to learn how Bank of Southern California can help your business with all of its checking needs.