Blog Common Online Scams

7 Common Online Scams and Tips on How to Avoid Them

Online scams are on the rise as cyber criminals are becoming more clever and more global. However, the intention stays the same with all of them: to trick you into giving away your money or information. To follow are seven of the most common scams that happen daily and tips on how to stay safeRead more

Prevent Digital Fraud

5 Ways Bank So. Cal. Helps Prevent Digital Fraud

Cybersecurity is not something to take lightly. Here at Bank So. Cal., we seek out the newest and necessary practices and programs to keep your accounts safe and secure. Here are a few of the ways we’re working behind the scenes to keep your accounts protected. 1. Out of Band Authentication (OOBA) / Multi FactorRead more

Good Practices to Prevent Digital Fraud

Best Practices to Prevent Digital Fraud

Internet scams, cyber criminals, and unknown calls are constantly looming over each of us. At Bank So. Cal., we work diligently to protect your accounts and keep your information safe and secure. There are, however, some simple steps that you can take today to help prevent digital fraud. Do! – Set up security alerts. BeRead more

Processing Needs Shifting

The Shift in Processing Needs – Merchant Services

Credit card processing had been slowly overtaking cash payments prior to Covid-19.  However, the pandemic catapulted the use of credit cards.  A recent study showed that 74% of all retail transactions are now done via credit card.  Running an all-cash business potentially leaves a lot of revenue on the table.  Not only will a businessRead more

The Great Work Exodus - A New Era in the Workplace

The Great Work “Exodus” – A New Era in the Workplace

Over a year since California’s initial COVID-19 lockdown order, restaurants have opened, families have reunited, and workers have been trickling back into the office. This way of normalcy may be short lived, and it’s difficult to say what the working landscape will look like in the upcoming months. Yet, there is one facet that businessesRead more

Employee Retention Credit Rules

Employee Retention Credit Overview

Presented by Glenn Carniello, CPA CCIFP – Partner at Eide Bailly The Employee Retention Credit (ERC) is a refundable credit that businesses can claim on qualified wages, including certain health insurance costs, paid to employees. Most employers, including colleges, universities, hospitals and 501(c) organizations following the enactment of the American Rescue Plan Act (ARPA), canRead more

Client Stories - Vista Professional Outdoor Lighting

Enduring Hardship

Businesses face intense competition and growing demand, so it’s important to innovate and remain competitive. That’s where Bank of Southern California comes in. With a commitment to our clients’ success, we provide speedy and customized banking solutions to support businesses through every stage of growth. SPOTLIGHT: VISTA PROFESSIONAL OUTDOOR LIGHTING SPREAD ACROSS THREE SOUTHERN CALIFORNIARead more

Client-first Mentality

Client-first Mentality

The Schlesier brothers, founders of Utopia Management, take pride in integrity, quality production, and a client-first approach to business. They found a partner in Bank of Southern California who also embodies these values and was able to provide a personalized banking experience to address their unique financing needs. SPOTLIGHT: UTOPIA MANAGEMENT ROBERT SCHLESIER STARTED ARead more

Creating Partnerships

Creating Partnerships

An important step in supporting the banking needs of local businesses is taking the time to get to know and understand our clients and their businesses. At Bank of Southern California, we build relationships with our clients and offer customized banking solutions that fit the unique needs of their organization. It’s non-profit organizations like Promises2KidsRead more

Client Stories: Porto's Bakery

A Critical Ally in Adapting to Change

Working with a commercial bank with a client-centered approach can be instrumental in growing a business. Through Bank of Southern California’s innovative and customized financing solutions, we were able to assist Porto’s Bakery in their time of need and set them up for ongoing growth and success. Spotlight: Porto’s Bakery RAUL PORTO IS THE CEORead more