|
Rev.| Feb. 2017
Online Privacy Practices |
Bank of Southern California |
We
gather information online that helps us protect you; maintain the security of
our website, and to provide the online services that you request. We do this through the use of cookies and
the information that you submit to us online. In the context of this notice, the term
“online” refers to a session conducted on any internet enabled device. |
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Types of Information Collected |
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·
Information
that we receive from online applications, forms, or emails. ·
Transaction
information that you submit through our online banking services. ·
The
Internet address (referral site) which brought you to our web site. ·
The
name and version of your web browser. ·
Your
Internet Protocol (IP) address, the date and time you access our web site. ·
Pages
visited on our website and the duration of your online session. |
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Reasons We Collect
This Information |
|
For our everyday business purposes - ·
such as to process your transactions,
maintain your accounts, and respond to your online requests. For security purposes - ·
such as to maintain a secure session,
authenticate your computer, verify transactions, and detect fraudulent
transactions. For site management - ·
to improve the site navigation, resolve
performance issues, tailor the content that we display to you online. |
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Sharing of Online Information |
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Online Information may be shared
with our service providers for processing your requests and for everyday
business purposes as further described in our Privacy Policy. |
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Protection of Online Information |
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To protect your personal
information from unauthorized access and use, we use security measures that
comply with federal law. These
measures include computer safeguards and secured files and buildings. |
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External 3rd Party
Links |
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·
Our website may include links to other 3rd party web
sites. These links to external 3rd
parties are offered as a courtesy and a convenience to our customers. ·
When you visit these sites, you will leave our website
and will be redirected to another site. This Institution does not control
linked 3rd party web sites. ·
We are not an agent for these third parties nor do we
endorse or guarantee their products. ·
We make no representation or warranty regarding the
accuracy of the information contained in linked sites. We suggest that
you always verify the information obtained from linked websites before acting
upon this information. Also, please be aware that the security and privacy
policies on these sites may be different from our policies, so please read
third party privacy and security policies closely. ·
This privacy policy applies solely to the Customer
Information collected by this Institution.
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|
Third Party Cookies |
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·
Our Service
Providers may use cookies to collect some of the above information. In some cases,
you must accept cookies in order to view our website or perform online
banking transactions. These cookies do not
store any personally identifiable information; they simply provide another
level of security and help us analyze website activity. ·
When you click on advertisements in our website or
advertisements on linked 3rd party web sites, you may receive another cookie;
however, you do not have to accept any cookies from third party
advertisements. |
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Account Aggregation
Services |
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·
We offer account aggregation
services through our online banking product.
This service allows you to consolidate your accounts from other
providers so that you can view all of your accounts in one location. We do not disclose any of the information
consolidated through this service. We
may use aggregate information, which is not personally identifiable, to
better understand the types of account(s) or services which may be most
beneficial to you. ·
Account aggregation sites allow you to consolidate
account information from several sources into one online location. In order to provide this service, an
aggregation provider may request your login information for our online
banking service. ·
If you provide your login information to a 3rd
party account aggregation provider, you should ensure that the aggregation
provider has appropriate policies to protect the privacy and security of any
information that you provide. ·
We will consider all transactions initiated by a 3rd
party aggregator using your login credentials as authorized whether or not
you were aware of a specific transaction. |
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Email Policies |
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·
When you
enroll for our online services, we will send you a welcome email. We may also send emails marketing various
products and services offered by this Institution. We will always provide you
an opportunity to opt-in or opt-out of marketing related emails. ·
We will also
send security related email notices when you sign-up for “notify me” alerts
on your account(s) or whenever you change your passcode, security question,
or email address. ·
If you agree
to accept electronic disclosures and/or online account statements, we may
also send you notices of important account updates through email. For
example, we may send you an email with updates to this privacy policy and/or
we may send you a notice that you have an important message within online
banking. For more information on how
to enroll for electronic disclosures, please contact us at (858) 847-4705. ·
We will never
send you an email asking for personal information such as your account
number, ATM card number, PIN number, social security number, or login
information. |
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Privacy of Children |
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·
We
do not knowingly collect names, emails addresses, or any other personally
identifiable information from children.
·
We
do not knowingly market to children, nor do we allow children under 13 to
open online accounts. |
Questions
If
you have any questions about our privacy policy or concerns about our privacy
practices, please contact us at (858) 847-4780 or info@banksocal.com.