Letter from the Chairman, President and Chief Executive Officer

I am excited to announce that Southern California Bancorp, the holding company for Bank of Southern California, has acquired Bank of Santa Clarita. This strategic acquisition has provided us with an expanded footprint in Los Angeles County, an increased capacity to lend, realized efficiencies, and more. Together, we are better positioned to serve the commercial banking needs of Southern California’s diverse business community.

Since 2001, Bank of Southern California has demonstrated a commitment to providing a solution-driven, relationship-based approach to banking with ready access to decision-makers and enhanced value through strong partnerships with our clients.

On behalf of all of us at Bank of Southern California, we thank you for your business and we look forward to continuing to serve you. If you have any questions about this exciting news and what it means for you, please contact your local banking representative, or call 844.BNK.SOCAL.

Sincerely,

David I. Rainer

Chairman, President and Chief Executive Officer