Equifax's Cybersecurity Breach Notice

Last month, one of the three major credit reporting agencies, Equifax, suffered a data breach where 143 million Americans’ sensitive personal information was exposed. Hackers accessed peoples’ names, Social Security numbers, birth dates, addresses, driver’s license numbers, credit card numbers, and dispute documents. Although we did not have a breach of our systems or data that we maintain, we encourage you to learn more information about Equifax’s breach, determine whether your personal information was compromised, and protect it from being misused.

Below are some steps that we advise you to do moving forward:

  1. Find out more about the breach and access frequently asked questions at equifaxsecurity2017.com.
  1. See if your information was exposed by visiting https://trustedidpremier.com/eligibility/eligibility.html. Enter your last name and the last six digits of your Social Security number, and the site will tell you if you have been affected by this breach.
  1. Enroll in free credit file monitoring and identity theft protection no matter if you have been affected by the breach or not.
  1. Check your credit reports from all the three major credit reporting agencies, Equifax, Experian, and TransUnion. You can do this for free by visiting annualcreditreport.com.
  1. Contact one of the agencies to place a fraud alert and/ or credit freeze on your credit report. Details on how to contact the credit reporting agencies and Federal Trade Commission can be found at www.consumer.ftc.gov.
  1. Monitor your existing credit card and bank accounts closely.
  1. If you have been a victim of identity theft, make sure to close your fraudulent accounts and use the Identity Theft Report at www.identitytheft.gov. File both a police report and a complaint with the FTC.

At Bank of Southern California, we take data security very seriously. If you have any other questions regarding this issue, visit the Equifax website. If there are any questions that we can help you answer, contact us.