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Southern California Observatory

Banking that Grows with Your Business

Checking Accounts

At Bank of Southern California, you have access to a wide range of checking accounts designed to make your commercial banking simpler and more convenient while providing you with control over your finances.

  • Basic Business Checking

  • Business Checking

  • Business Interest Checking

  • Business Plus Checking

  • Analyzed Business Checking

  • Business Switch Kit

Basic Business Checking

Basic Business Checking is a simple, affordable solution for businesses with a low level of transaction activity.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Business Checking

Business Checking is designed for businesses with a moderate level of transaction activity.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Business Interest Checking

Business Interest Checking provides businesses with the ability to earn interest on balances.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Business Plus Checking

Business Plus Checking is designed for businesses with a moderate-to-high-level of transaction activity and cash needs.

Account Benefits:

  • Debit MasterCard® BusinessCard
  • Online Banking with Bill Pay
  • $50 credit towards first order of Business Checks, Deposit Slips, and Endorsement Stamps
  • Reduced fees for Stop Payments and Outgoing Wire Transfers placed through online banking

Analyzed Business Checking

Analyzed Business Checking is tailored for businesses with higher transaction activity, larger account balances, or advanced cash management needs. Our Analyzed Business Checking account allows you to receive earnings credits from your balances to help offset your fees.

Benefits:

  • Apply an earnings credit to eligible Analyzed Business Checking Accounts to help offset your monthly service charges.
  • Receive one combined monthly statement for cash management services, checks written, items deposited, and other banking services on detailed statement of activity.
  • Access the cash management solutions you need to efficiently handle receivables, payables, and fraud prevention

To learn more about account analysis, contact our Treasury Services Department at 844.265.7622.

Business Switch Kit

Moving your accounts to Bank of Southern California is simple and easy.

We are honored that you selected Bank of Southern California and look forward to supporting your banking needs. Click here to view our Business Switch Kit.

Mastercard® Debit Card

A MasterCard® Debit Card provides the convenience of a classic bank account without the need to write checks. This reduces the need to keep cash on hand, providing you with more security and less risk of loss or theft. Now our debit card comes with the additional benefits of EMV chip protection.

Bank of Southern California's Business Debit Card
Want to learn more?

Contact us to learn how Bank of Southern California can help your business with all of its checking needs.