Putting Your Money To Work For You

Money Market & CD's - Putting Your Money To Work For You

Personal Savings, Money Market & CD's

At Bank of Southern California, we offer a personal money market account and CDs that allow you to earn interest while keeping needed funds liquid.

Personal Savings
Our Personal Savings account is a safe, secure and easy way to save money.
Account Benefits:
  • Must maintain minimum balance of $500.00 to earn interest
  • Excess funds from Personal VIP Checking account can be automatically swept into the Personal Savings to maximize earnings
Minimum Opening Deposit: $100.00
Monthly Service Fee: The $5.00 monthly service fee is waived with a minimum daily balance of $500.00.
Transaction Limits: Maximum of six withdrawal, checks and transfers per calendar month
Personal Money Market
Our Personal Money Market is a classic investment tool for all ages, providing the opportunity to earn money market returns with a low balance requirement.
Account Benefits: Earn tiered interest rates based on balances
Minimum Opening Deposit: $2,500.00
Monthly Service Fee: The $10.00 service fee is waived when you:
Maintain a minimum daily balance of $2,500.00
-or-
Maintain an average monthly balance of $5,000.00
Transaction Limits: Maximum of six withdrawal, checks and transfers per calendar month
Certificates of Deposit
Our Certificates of Deposit (CDs) may be the best choice for you if you have cash reserves that you do not need to draw on in the near future. CDs require a minimum deposit of $5,000.00, and have maturities ranging from 60 days to 5 years that earn a competitive interest rate. Rates are based on deposit amount and time invested, often with higher rates available for longer terms.
Minimum Opening Balance $5,000.00
Early Withdrawal Penalty
  • 60 days to 364 days – equal to 30 days interest on the amount withdrawn whether or not interest has accrued.
  • 12 months to 35 months – equal to 90 days interest on the amount withdrawn whether or not interest has accrued.
  • 36 months or greater – equal to 180 days interest on the amount withdrawn whether or not interest has accrued.

Want To Learn More?

For more information on how Bank of Southern California can help with your savings goals, please contact us or visit one of our locations.

See our Disclosures section to read our deposit account agreements and disclosures.


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