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Current Rates

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Personal Money Market** Rate APY Index Charges
$250,000 & Over 0.15% 0.15% No index Minimum Opening Deposit: $2,500
$10 per month if balance drops below $2,500, or if average monthly balance drops below $5,000
$100,000 to $249,999 0.10% 0.10%  
$50,000 to $99,999 0.05% 0.05%  
$25,000 to $49,999 0.03% 0.03%  
$10,000 to $24,999 0.03% 0.03%  
$2,500 to $9,999 0.01% 0.01%  

VIP Checking** Rate APY Index Charges
$250,000 & Over 0.15% 0.15% No index Minimum Opening Deposit: $100
$20 per month if daily balance drops below $2,500, or if average monthly balance drops below $5,000, or combined average monthy balances drop below $25,000
$100,000 to $249,999 0.10% 0.10%  
$50,000 to $99,999 0.05% 0.05%  
$25,000 to $49,999 0.03% 0.03%  
$10,000 to $24,999 0.03% 0.03%  
$2,500 to $9,999 0.01% 0.01%  

Statement Savings** Rate APY Index Charges
$500 & Over 0.01% 0.01% No index Minimum Opening Deposit: $100
$5.00 per month if balance drops below $500

Business Interest Checking** Rate APY Index Charges
$5,000 & Over 0.01% 0.01% No index Minimum Opening Deposit: $500
$20 per month if balance drops below $5,000; or average monthly balance drops below $10,000; or, combined monthly average monthly balance drops below $25,000.
(Additional charges if activity limits are exceeded.)

Business Money Market** Rate APY Index Charges
$250,000 &Over 0.15% 0.15% No index Minimum Opening Deposit: $5,000
$10 per month if balance drops below $5,000, or if monthly average balance drops below $10,000
$100,000 to $249,999 0.10% 0.10%  
$50,000 to $99,999 0.05% 0.05%  
$25,000 to $49,999 0.03% 0.03%  
$10,000 to $24,999 0.03% 0.03%  
$5,000 to $9,999 0.01% 0.01%  

Analyzed Business Checking** Rate   Index Charges
Earnings Credit Rate 1.25%   No index Minimum Opening Deposit: $500
Applied to daily average balance to offset allowable costs and fees

** Rates are subject to change after the account is opened. The above account types have variable rates.

Certificates of Deposit/IRAs Rate APY Index Charges
60 to 89 days 0.05% 0.05% No index Minimum Opening Deposit: $5,000
Terms of 60 days to 364 days ‐ early withdrawal penalty equals 30 days interest on the amount withdrawn whether or not the interest has accrued. 12 months to 35 months ‐ early withdrawal penalty equals 90 days interest on the amount withdrawn whether or not the interest has accrued. 36 months or greater ‐ early withdrawal penalty equals 180 days interest on the amount withdrawn whether or not the interest has accrued.
90 to 179 days 0.10% 0.10%  
180 to 364 days 0.15% 0.15%  
12 – 23 Months 0.20% 0.20%  
24 – 35 Months 0.35% 0.35%  
36 – 47 Months 0.45% 0.45%  

Jumbo CD's > $100,000 Rate APY Index Charges
60 to 89 days 0.05% 0.05% No index Minimum Opening Deposit: $100,000
Terms of 60 days to 364 days ‐ early withdrawal penalty equals 30 days interest on the amount withdrawn whether or not the interest has accrued. 12 months to 35 months ‐ early withdrawal penalty equals 90 days interest on the amount withdrawn whether or not the interest has accrued. 36 months or greater ‐ early withdrawal penalty equals 180 days interest on the amount withdrawn whether or not the interest has accrued.
90 to 179 days 0.15% 0.15%  
180 to 364 days 0.20% 0.20%  
12 – 23 Months 0.30% 0.30%  
24 – 35 Months 0.40% 0.40%  
36 – 47 Months 0.50% 0.50%  

Interest Rates and Annual Percentage Yields (APY) are current as of 11-20-13.

Fees could reduce the earnings on some accounts.
pdf icon Download our Current Rates in PDF Format here.



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